This policy describes what information Kwik Cash collects, how it is used and shared, and the choices you have. The short version: we collect what a loan request requires, we share it with network lenders and service providers for the purpose you submitted it, we protect it in transit and at rest, and we do not sell it to unrelated marketers.
Information We Collect
When you submit a request, we collect the information the form asks for: identity details (name, date of birth, Social Security number), contact details (address, phone, email), income and employment information, and checking account details. When you browse the site, standard technical data, IP address, device and browser type, pages viewed, may be collected through server logs and analytics tools, including cookies and similar technologies you can limit through your browser settings.
How Information Is Used
Request information is used to do the thing you asked: transmitting your request to network lenders and lending partners so they can evaluate it and respond with offers, and communicating with you about the process. Technical data is used to operate, secure, and improve the site. We may use your contact information to send service communications, and, where permitted, information about related offerings, which you can opt out of at any time via the unsubscribe mechanism in those messages or by contacting us.
How Information Is Shared
We share request information with the lenders and lending partners in our network for evaluation, and with service providers who operate parts of the pipeline (such as secure form processing, verification, and communications) under contractual confidentiality obligations. We may disclose information when required by law, to prevent fraud, or in connection with a corporate transaction. We do not sell your personal information to unrelated third-party marketers.
Security and Retention
Information transmits over encrypted connections and is stored with administrative, technical, and physical safeguards appropriate to its sensitivity. No system is perfectly secure, and you should protect your own credentials and devices. We retain information as long as needed for the purposes above and as law requires, then delete or de-identify it.
Your Choices and Rights
You may opt out of marketing communications at any time. Depending on your state, you may have rights to access, correct, or delete personal information we hold, exercisable through the contact page; we will verify identity before acting and respond within the timelines your state's law sets. This site is not directed at children under 18, and we do not knowingly collect their information.
Changes to This Policy
We may update this policy as practices or laws change, and the current version will always live at this address. Material changes will be reflected here, and continued use of the site after changes constitutes acceptance. Questions are welcome at [email protected] or by mail at Kwik Cash, 7123 Bellamy Drive, Suite 177, Greenville, SC 29601.